Structural Policies (Cluster B) covers policies affecting trade, the financial sector and the business environment. Policies impacting trade, the financial sector and the business environment are covered under this cluster. The regional average score for cluster B was unchanged at 3.2 in 2016, although weaker financial sector performance in several countries pulled down the score of this component of structural policies. There is considerable variation in scores across structural policies, with trade registering relatively stronger performance and that of the financial sector being lackluster. The region’s average score for this component slipped to 2.8 in 2016. Eight of the region’s 38 IDA countries saw deterioration in policy and regulatory quality of the financial sector. The decline largely reflected weaker performance around financial stability.