Structural Policies (Cluster B) covers policies affecting trade, the financial sector and the business environment. Policies impacting trade, the financial sector and the business environment are covered under this cluster. The regional average score for Cluster B was unchanged at 3.2 in 2015. There is considerable variation in scores across structural policies, with trade registering relatively stronger performance and that of the financial sector being lackluster. For financial sector, the region’s average score remained stable at 2.9 in 2015, with only a few countries seeing a pullback. The regional score is on par with the average for all IDA countries, although non-fragile African countries have higher scores than comparable countries in other regions. The regional average score for the business regulatory environment in 2015 is 3.1, tied with the average for all IDA countries.