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Gender

There are significant disparities along gender lines in how adults save, make payments, borrow money and manage risk. Worldwide, 55 percent of men report having an account at a formal financial institution, while only 47 percent of women do. The gender gap is largest among lower middle income economies as well as in South Asia and the Middle East and North Africa.

Adults who borrowed from a formal financial institution in the past 12 months, by gender (in %)
Adults who saved at a formal financial institution in the past 12 months, by gender (in %)
Adults with an account at a formal financial institution by gender (in %)
Source: Demirguc-Kunt and Klapper, 2012
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Source: Demirgunc-Kunt and Klapper, 2012